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30 Year Fixed Rate Mortgage

A loan used for purchasing or refinancing a home with an interest rate that never changes and a repayment term of thirty years.

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15 Year Fixed Rate Mortgage

A shorter loan used for purchasing or refinancing a home with an interest rate that never changes and a repayment term of fifteen years.

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Adjustable Rate Mortgage

An adjustable-rate mortgage is a home loan with an interest rate that can change periodically during life of the loan.

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Conventional Conforming Home Loans

A conforming loan meets specific guidelines set by two government-sponsored institutions, Fannie Mae and Freddie Mac.

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FHA Home Loans

FHA loans are great for first-time home buyers, especially those without the funds for a large down payment on a house.

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VA Home Loan Mortgage

VA mortgage loan is insured by the Veterans Administration, only available to Veterans or eligible dependents of Veterans.

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USDA Home Loans

A USDA or Rural Development home loan is a zero down payment mortgage for eligible rural and suburban homebuyers.

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Construction / Renovation Home Loans

Looking to renovate your current home or build a new dream home from scratch? This is the loan program for you.

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Non-Qualified Mortgage

There are dozens of types of Non-QM loans and in general they are used to fill in qualifying gaps that are left in traditional lending programs.

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ADDRESS

71 Walnut Blvd, Suite 204,
Rochester, MI 48307

(248) 318-2394

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