Michigan Refinance Specialists

Want to lower your mortgage payment?

Step 1 of 11

  • Just answer the simple questions below to calculate a lower mortgage rate & payment.

Why choose Gem Home Loans?

Even though many focus on numbers, rates, terms, and liabilities, we focus on you.  This is the major difference at Gem Home Loans. We know this process can be confusing, time-consuming, and frustrating.  Reducing fear and clearly explaining your options is why so many people in Michigan are putting their trust in us.

Michigan Based

Our experienced “high touch” professionals understand Michigan and the local housing market.

Multiple Loan Options

We offer a variety of lending products and are confident that one will work for your home financing needs.

Competitive Rates

We work as mortgage brokers and are partnered with dozens of investors to find you the best rate, costs, and programs.