Median Down Payments Reach New Heights

March 10, 2021 By: Gem Home Loans

To buy a house, you need to make a down payment. But how much of a down payment you decide to make depends on a lot of factors, including...

A Swing Back To Urban Neighborhoods?

March 5, 2021 By: Gem Home Loans

The coronavirus caused a shift in home buying preferences. Mitigation efforts led to more Americans working from home, which then caused buyers to look for houses in areas where...

Mortgage Rates Still Key In Making Homes Affordable

March 3, 2021 By: Gem Home Loans

If you’re trying to figure out whether or not you can afford something, you typically only have to consider its price. Buying a home, however, is a bit more...

6 Costs A Homeowner Should Never Forget (Video)

March 2, 2021 By: Gem Home Loans

New High For Homeowners Contract Signings

March 1, 2021 By: Gem Home Loans

When a home seller accepts an offer and a contract to buy is signed, that home’s sale is considered pending until it closes weeks later. Because of the gap...