Urban Neighborhoods Hot Housing Spots

By: Gem Home Loans

Many home buyers used the coronavirus as an excuse to get away from it all. After the pandemic’s initial onset, interest in small towns and rural areas spiked, as...

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Home Quick To Sell In March

By: Gem Home Loans

The typical home sold in March was on the market for just 18 days, according to the National Association of Realtors’ most recent existing-home sales report. That’s down from...

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Booming New Housing Market See Sales Surge

By: Gem Home Loans

Today’s market is a seller’s market. But despite the best conditions in years, fewer homeowners are listing their homes for sale. That’s led to a lower-than-normal number of existing...

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It’s Spring! Is It Time To List Your Home?

By: Gem Home Loans

In a normal year, homeowners who want to sell can strategize when the best time for them to list their home might be. For example, it’s generally considered less...

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Second-Home Sales Surge Due To Remote Working

By: Gem Home Loans

The number of Americans working remotely skyrocketed after the coronavirus took hold last March. And with newfound freedom to work from anywhere, how and where we live began to...

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What Will You Pay In Property Tax?

By: Gem Home Loans

Among the costs of homeownership, property tax may be the easiest to overlook. Prospective home buyers already have to think about their down payment, closing costs, and monthly mortgage...

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Mortgage Credit Now More Available

By: Gem Home Loans

The Mortgage Bankers Association’s Mortgage Credit Availability Index measures how easy or difficult it is for prospective borrowers to get approved for a mortgage. When credit availability is tight,...

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