Getting Approved To Borrow Got Easier In May

By: Gem Home Loans

Before you can shop for a house to buy, you have to make sure you’ll be able to get a loan. After all, there’s no point in falling in...

Read More

Has The Second-Home Buying Boom Started To Cool?

By: Gem Home Loans

Having a second home is a dream for a lot of people. Who doesn’t want somewhere beautiful they can escape to when they need a break or want to...

Read More

Money Is Motivating More Homeowners To Sell

By: Gem Home Loans

The things that motivate homeowners to sell stay pretty consistent through the years. Mostly, they’re personal. Whether it’s because they need a bigger house to accommodate a growing family...

Read More

Good News! More Than Half Homes Sell Above The List Price

By: Gem Home Loans

In most cases, when you buy something, you don’t get to negotiate the price. If you’re buying a refrigerator, for example, you don’t make an offer. You pay whatever...

Read More

Existing Home Sales Surpass Last Year’s Pace

By: Gem Home Loans

There are a lower-than-normal number of previously owned homes available in today’s market, but that hasn’t stopped home buyers. In fact, according to the National Association of Realtors, sales...

Read More

Improvement In Mortgage Credit

By: Gem Home Loans

In order to be approved for a mortgage, borrowers have to meet certain standards. How well they meet those standards not only determines whether they’re approved to borrow but...

Read More

Mortgage Credit Now More Available

By: Gem Home Loans

The Mortgage Bankers Association’s Mortgage Credit Availability Index measures how easy or difficult it is for prospective borrowers to get approved for a mortgage. When credit availability is tight,...

Read More