Home Prices Continue To Rise Into 2021

By: Gem Home Loans

The S&P Case-Shiller Home Price Indices isn’t the only index-tracking home-price activity, but it’s among the most closely followed. And, according to their most recent release, prices are rising....

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Mortgage Rates Exit 2020 At Record Lows

By: Gem Home Loans

According to the Mortgage Bankers Association’s Weekly Applications Survey, average mortgage rates were relatively unmoved last week from the week before. Rates for 30-year fixed-rate mortgages with conforming loan...

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If You List Your Home, Be Ready To Move – Fast

By: Gem Home Loans

New numbers from the National Association of Realtors show just how quickly homes are selling these days. Their monthly measure of existing-home sales found that the typical property sold...

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One Positive Aspect of 2020: New Home Construction

By: Gem Home Loans

The number of homes available for sale has been lower than normal for a while now. In many markets, there aren’t enough homes for sale to meet buyer demand,...

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No Slow Down in Home Buying for December

By: Gem Home Loans

December isn’t usually the month people think of when they think about buying a home, but this year is different. The housing market is hot and buyers are still...

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Some Locations Are Tougher To Sell For Homeowners

By: Gem Home Loans

Homebuyers have a lot to think about. After all, there’s a laundry list of factors, features, and amenities to consider when deciding on a house to buy. Everything from...

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So How Much Should You Put Down On Your New House?

By: Gem Home Loans

In the minds of home buyers, there are two big numbers to consider. One is the monthly mortgage payment. Calculating what a particular house will cost you each month...

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Commute Distance Not As Important For Purchasing a House

By: Gem Home Loans

In the past, shopping for a house to buy involved calculating how difficult your commute to work would be. Whether it was measuring the distance to public transportation, the...

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