United Wholesale Mortgage surpasses Rocket Mortgage in mortgage originations in third quarter 

By: Lexi Malen

As the mortgage/housing industry has had a dramatic shift in 2022 this article offers input as to why it can be better to utilize a trusted and strong mortgage...

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Home Price Growth Decelerated in Q3

By: Lexi Malen

As reports and market summaries like the below start to track the recent data it is soon to be “official” that the market has turned into a buyers’ market. ...

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The Fed Says the Housing Market Needs a ‘Correction.’ What Does That Mean?

By: Lexi Malen

I thought home prices would plateau and not fall back but with the further actions by the fed and in the market I am starting to shift my view...

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Mortgage Application Volume, Tiny Increase in Purchase Activity Ends 5-Week Slump

By: Lexi Malen

This is a very good article to help deepen the understanding of what is happening in the mortgage industry and to mortgage companies.  Over the next 9-15 months it...

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4 Positives about today’s housing market

By: Lexi Malen

In general I agree with much of what is said in this article.  First and foremost I do not believe we are headed to a home value crash, the...

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HELOCs are now “raging back”

By: Lexi Malen

As the 30 year fixed rate 1st mortgages have gone from the high 2’s to the mid 5’s in 2022 and along with our incredible home appreciation over the last...

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Mortgage rates fall sharply after negative GDP report and Fed’s latest hike

By: Lexi Malen

Often mortgage rates “bake in” expected fed rate hikes, meaning that the mortgage markets take the expected news and mortgage rates push up before the fed announcements.  In this...

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How “generation rent” is approaching home buying in 2022

By: Lexi Malen

It is great to see Gen Z and Millennials entering the housing market.  While it is a tough buyers’ market with the short supply and increasing rates there are...

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Mortgage Rates Jump to Their Highest Point In 13 Years

By: Gem Home Loans

As a few thoughts to compliment the article; all expectations are that rates will continue to move up through the foreseeable future.  The pressures from inflation, 10-year T-bill, war...

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Getting Approved To Borrow Got Easier In May

By: Gem Home Loans

Before you can shop for a house to buy, you have to make sure you’ll be able to get a loan. After all, there’s no point in falling in...

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