United Wholesale Mortgage surpasses Rocket Mortgage in mortgage originations in third quarter 

By: Lexi Malen

As the mortgage/housing industry has had a dramatic shift in 2022 this article offers input as to why it can be better to utilize a trusted and strong mortgage...

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Home Price Growth Decelerated in Q3

By: Lexi Malen

As reports and market summaries like the below start to track the recent data it is soon to be “official” that the market has turned into a buyers’ market. ...

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The Fed Says the Housing Market Needs a ‘Correction.’ What Does That Mean?

By: Lexi Malen

I thought home prices would plateau and not fall back but with the further actions by the fed and in the market I am starting to shift my view...

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Mortgage Application Volume, Tiny Increase in Purchase Activity Ends 5-Week Slump

By: Lexi Malen

This is a very good article to help deepen the understanding of what is happening in the mortgage industry and to mortgage companies.  Over the next 9-15 months it...

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4 Positives about today’s housing market

By: Lexi Malen

In general I agree with much of what is said in this article.  First and foremost I do not believe we are headed to a home value crash, the...

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Mortgage rates fall sharply after negative GDP report and Fed’s latest hike

By: Lexi Malen

Often mortgage rates “bake in” expected fed rate hikes, meaning that the mortgage markets take the expected news and mortgage rates push up before the fed announcements.  In this...

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Forecast For Housing Market Is Bright

By: Gem Home Loans

Each month, Fannie Mae’s Economic and Strategic Research Group releases a forecast for the economy and housing market. According to their most recent release, the group sees improvement ahead....

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Improvement In Mortgage Credit

By: Gem Home Loans

In order to be approved for a mortgage, borrowers have to meet certain standards. How well they meet those standards not only determines whether they’re approved to borrow but...

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Home Price Increases Signifies Market Strength

By: Gem Home Loans

The S&P Case-Shiller Home Price Indices are considered a leading measure of U.S. home prices. According to their most recent release, home values continue to show strength. In fact,...

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It’s 2020. Fall Housing Market Makes Up For Weak Spring

By: Gem Home Loans

Sales of previously owned homes increased 4.3 percent in October, according to new numbers from the National Association of Realtors. The improvement marks the fifth consecutive monthly gain and...

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