Best Mortgage Company Northville, Michigan

What makes us convinced that Gem Home Loans is the best mortgage company in Northville, Michigan? After all, that’s a pretty bold claim. What do we have to back that up? The biggest reason we can say that is we value our clients’ best interests over everything else. Unlike some mortgage companies, we’ll never try to force anyone into accepting a certain kind of loan because we’re trying to make a commission. When we recommend a loan program, you’ll know it’s the very best for you and your specific financial situation.

Other Reasons to Choose Gem Home Loans

When you work with Gem Home Loans, you’ll be working with a team of mortgage experts who have years of experience in the business. More importantly, you’ll be working with professionals who know how to treat clients – to treat them as people, and not just dollar signs. Not every mortgage company does that. Big banks and other providers look as borrowers as stepping stones to sales quotas and not much more.

We’ve seen that approach for years and we don’t like it. That’s actually one of the main drivers behind the formation of our company. While other lenders don’t bother about thoroughly spelling out all of a client’s options, all the pros and cons, we do. Gem Home Loans wants you to be as informed as possible regarding your choices so that you can make the best possible decisions.

You might have worked with lenders in the past that made you feel more like an imposition than a valued client. That won’t happen when you choose Gem Home Loans. We’re not just looking for quick money – we want to make sure you’ll be making a solid long-term choice.

As important as it is to care about people, we offer much more than that. We know everything there is to know about the housing market in the state of Michigan. One of our professionals will be able to find the loan that best fits your needs because we literally work with dozens of investors. Because our network is so wide, we can easily shop for the program that works.

Finding the Lowest Mortgage Rate

There are, of course, a lot of factors that will go into determining what kind of mortgage rate you’ll ultimately receive. Here are a just a few of the more important ones.

• Your down payment – Of course, the more money you can put down on your new home, the lower your mortgage rate will be. If you’re able to put 20 percent or more down, your rate will be extremely low.

• Credit scores – Another way to get a low rate is to have a strong credit score. There aren’t a whole lot of people who have a score of 760 or higher, but those who do enjoy incredibly low rates. But even if you don’t have sterling credit, there’s a very good chance we’ll be able to match you to a loan program that will work with your budget.

• The type of loan – There are many different types of government loans that provide affordable rates. A Gem Home Loans expert will be happy to tell you more about them.

See for yourself what makes Gem Home Loans the best mortgage company in Northville, Michigan. You can get in touch by contacting us online or giving us a call at (248) 780-1030.