What Will You Pay In Property Tax?

By: Gem Home Loans

Among the costs of homeownership, property tax may be the easiest to overlook. Prospective home buyers already have to think about their down payment, closing costs, and monthly mortgage...

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Mortgage Credit Now More Available

By: Gem Home Loans

The Mortgage Bankers Association’s Mortgage Credit Availability Index measures how easy or difficult it is for prospective borrowers to get approved for a mortgage. When credit availability is tight,...

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Consensus Is To Sell Now!

By: Gem Home Loans

When there are more home buyers than homes for sale, that’s a seller’s market. Homeowners can get top dollar for their homes, since buyers have fewer options to choose...

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Extreme Weather Affecting Buying Decisions

By: Gem Home Loans

One of the primary purposes of a house is protection from the elements. After all, we all want to feel safe at home – and shelter from harsh weather...

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Affordable Homes Still Available

By: Gem Home Loans

Home prices have been increasing for a while now. But that doesn’t necessarily mean homeownership is unaffordable. In fact, according to a recent report from ATTOM Data Solutions, buying...

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Pending Home Sales Slow In February

By: Gem Home Loans

The National Association of Realtors’ Pending Home Sales Index measures the number of contracts to buy homes that are signed each month. Because contract signings precede closings by several...

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Renters Turning To Purchasing New Homes

By: Gem Home Loans

When it comes time to make a move, you first have to decide whether you’ll rent or buy your next place. For most of us, this decision is primarily...

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