Mortgage Application Volume, Tiny Increase in Purchase Activity Ends 5-Week Slump

By: Lexi Malen

This is a very good article to help deepen the understanding of what is happening in the mortgage industry and to mortgage companies.  Over the next 9-15 months it...

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4 Positives about today’s housing market

By: Lexi Malen

In general I agree with much of what is said in this article.  First and foremost I do not believe we are headed to a home value crash, the...

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Mortgage rates fall sharply after negative GDP report and Fed’s latest hike

By: Lexi Malen

Often mortgage rates “bake in” expected fed rate hikes, meaning that the mortgage markets take the expected news and mortgage rates push up before the fed announcements.  In this...

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Forecast For Housing Market Is Bright

By: Gem Home Loans

Each month, Fannie Mae’s Economic and Strategic Research Group releases a forecast for the economy and housing market. According to their most recent release, the group sees improvement ahead....

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Improvement In Mortgage Credit

By: Gem Home Loans

In order to be approved for a mortgage, borrowers have to meet certain standards. How well they meet those standards not only determines whether they’re approved to borrow but...

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Home Price Increases Signifies Market Strength

By: Gem Home Loans

The S&P Case-Shiller Home Price Indices are considered a leading measure of U.S. home prices. According to their most recent release, home values continue to show strength. In fact,...

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It’s 2020. Fall Housing Market Makes Up For Weak Spring

By: Gem Home Loans

Sales of previously owned homes increased 4.3 percent in October, according to new numbers from the National Association of Realtors. The improvement marks the fifth consecutive monthly gain and...

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The Rules Of The Road In Buying In A Competitive Housing Market

By: Gem Home Loans

These days, there are plenty of interested homebuyers but fewer homes for sale. That means home sellers have options and buyers have to be prepared. So what are some...

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The Results Are In! NOW Is A Good Time To Sell Your House

By: Gem Home Loans

Americans’ confidence in the housing market has bounced back, according to the results of the most recent Housing Market Index from Fannie Mae. The index – which asks Americans...

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Mortgage Credit Gets Tighter In August

By: Gem Home Loans

Lending standards change. That’s why the Mortgage Bankers Association’s monthly Mortgage Credit Availability Index tracks how easy or difficult it currently is for borrowers to secure financing. Any increase...

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