Home Buyers Rethinking Moving To The Suburbs

By: Gem Home Loans

After the coronavirus’ onset in March, remote work became much more widespread. With it, Americans began to realize the benefits of not having to commute to the office every...

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Seller’s Bonanza! Home Prices Soar 41% Higher Than 2019

By: Gem Home Loans

Sales of newly built single-family homes are now 41.5 percent higher than they were last year at the same time, according to new numbers from the U.S. Census Bureau...

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The Best Time To Buy A House Is Now

By: Gem Home Loans

It’s well known that spring and summer are the housing market’s hottest seasons. But while they’re definitely the busiest times of the year, are they really the best for...

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Even In Pandemic, Mortgage Credit Readily Available

By: Gem Home Loans

The Mortgage Bankers Association’s Mortgage Credit Availability Index measures how easy or difficult it is for borrowers to secure financing. If the index increases, that means lending standards have...

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One Positive To 2020? Home Prices Up Everywhere

By: Gem Home Loans

The monthly mortgage payment on the typical single-family home is now $1,059, according to new third-quarter data from the National Association of Realtors. Up $27 from last year, the...

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Bidding Wars: When Your Best Price Won’t Get You The Front Door Keys.

By: Gem Home Loans

In a hot housing market, where there are more buyers than there are homes for sale, competition rises. A good house will attract multiple buyers and give the home’s...

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Halloween Means Scary Low Rates!

By: Gem Home Loans

A lot of people love to be scared this time of year. But you don’t want to be tricked when looking for the best interest rate when buying a...

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