If you think getting a 30-year mortgage in Ann Arbor, Michigan is hard, you haven’t dealt with a company like Gem Home Loans. Every member of our staff is an expert in mortgage loans, and dedicated to making the process as easy and stress-free as possible. You will always be able to count on us to work in your best interests, and to help you find the mortgage that meets your budget.

Reasons to Turn to Us

30 Year Mortgage Ann Arbor MichiganWhen you work with Gem Home Loans, you won’t have to deal with any sort of annoying, frustrating “hard sell.” Each person has his or her own particular situation, so we know there’s no such thing as a “one size fits all” solution. You may have encountered a mortgage company that tried to fit you into a certain program, even if you weren’t a perfect fit. We don’t do that.

We firmly believe that the home buying experience should be something to look forward to, not dread. It really doesn’t matter to us if you’ve bought and sold homes for years, or this is your first time. Gem Home Loans professionals want the experience to be a positive one – and we’ll do everything we can to make that happen.

We put our customers first, rather than our bottom line. You simply can’t say that about most mortgage companies. Like any other company, we obviously want to make money. But we won’t put you through the wringer just to turn a profit. We don’t believe in doing business that way.

People throughout the state of Michigan have put their trust in us for a long time. These are just some of the many reasons why.

  • Customization – You might be a perfect fit for a 30-year mortgage. On the other hand, you might not. There might be some other type of mortgage program that will work better for you and your family. We will provide you with several different options, and we’ll make sure we find the one that makes you comfortable.
  • Rates – One of the things that separate Gem Home Loans from other mortgage companies is the fact that we have relationships with dozens of investors. As a result, you’ll get the very best rates, and a mortgage you’ll be able to afford.
  • Trust – We want you to get in the home of your dreams. But we’ll never recommend one that will be outside of your budget. You’d be surprised at how many mortgage brokers are so focused on making a profit they’ll push people toward making damaging financial decisions. We’ll take the time to spell out all of your options, giving you the pros and cons of each. That way, you’ll have all the information you need in order to make the best possible choice.

Contact Gem Home Loans to Learn More

There’s a reason a 30-year mortgage in Ann Arbor, Michigan is so popular. Interest rates don’t change each month, so you have a very good idea of how much you’ll pay. This type of mortgage also offers lower payments than many other options. But does that mean it’s right for you? Maybe it is, may be it isn’t. Get in touch with Gem Home Loans to know for sure. Call (248) 780-1030 or contact us online.