At Gem Home Loans, our team members can let you know if a 30-year mortgage in Birmingham, Michigan would be right for your specific financial situation. You might find you’d be better off with an FHA or VA loan, or a shorter, 10- or 15-year mortgage. There are a lot of lending companies that don’t take the time – or put in the work – to make sure their clients completely understand all of their options. At Gem Home Loans, however, we do exactly that. We want you to have the peace of mind knowing you’ve made the best, most well informed decision possible.

The Gem Home Loans Difference

30-Year Mortgage Birmingham MichiganFrom the moment you get in touch with Gem Home Loans, you’ll see why we’re different from other lenders. We’re not obsessed with liabilities, rates and terms – the kinds of financial metrics that consume many lending companies. What we are obsessed with is making sure our customers have a stress-free experience when buying a home. It can be incredibly confusing to find the right loan, and many lending companies feed off that confusion. We don’t.

30-Year Mortgage FAQ

All of the experts with Gem Home Loans will be more than happy to answer any questions you may have regarding 30-year mortgages or any other types of lending programs. These are the answers to just a few of the questions we typically get.

  • What are the disadvantages of a 30-year mortgage? – There are benefits and drawbacks to all loan programs, and 30-year mortgages are no exception. You’ll be paying less each month than if you had a shorter-term mortgage, but you’ll pay more in interest.
  • What are the advantages of this type of mortgage? – On the other hand, a lot of people are willing to pay more interest so that they have a lower mortgage payment each month. A 30-year mortgage comes with a fixed interest rate, so you’ll have a really good idea of what you’ll be paying.
  • How do I decide what’s best for me? – That’s where our commitment to customer satisfaction kicks into high gear. Gem Home Loans experts are intimately familiar with all loan programs. If we feel a 30-year mortgage is best for you, we’ll tell you so. If we think another type of program will be better, we’ll let you know that as well. You’ll always be able to count on us for an honest, open answer to all your questions.

We Make it as Easy as Possible

Our team is committed to taking as much worry and stress out of the process of getting a home loan. One example is this very website. You can quickly and easily apply for a loan, and to also get a great idea of what type you may qualify for. We can also help if you’re interested in building a home or purchasing land. You can also turn to us if you love your home but you need to perform some renovations.

Contact Us for More Information

Whether you’re interested in a 30-year mortgage in Birmingham, Michigan or you want to learn more about other types of loans, get in touch with Gem Home Loans. You can give us a call at (248) 780-1030 or get in touch by using our convenient online form. Either way, we look forward to hearing from you.