When it comes to a 30-year mortgage, Michigan residents have a lot to think about. Big mortgage companies thrive on that. They know you’re trying to wade through all of your alternatives, but they don’t want you to do that – they want to sell you the mortgage they offer. It really doesn’t matter to them that there could be much better options out there. But at Gem Home Loans, we’ll not only help you explore your options, we’ll be there for you through the entire process, guiding you to the mortgage that truly does the best job of meeting all of your needs.
At Gem Home Loans, we take a different approach with our clients. Since we work with dozens of different investors, we can shop around on your behalf to find the best mortgage loan program, and to find the one that offers the best rate. The vast majority of other companies in our business won’t do that. They’ll try to convince you that their loan is the best – even if it isn’t, and they know it.
We’ve been business for a long time, so you can imagine how many questions we get. Here are the answers to a few of the questions we typically receive regarding 30-year mortgage loans.
Most people assume that a 30-year mortgage is just for a house. But you have other options as well. You could, for example, get a home construction loan. There might be certain types of government program – such as a VA or FHA loan, that might actually be a much better choice. You won’t have to put nearly as much down (in fact, if you qualify for a VA loan you won’t have to put down a penny), and you don’t need a sterling credit score.
A Gem Home Loans expert will walk you through all of your options so you can make the choice that best fits your finances.
When thinking about a 30-year mortgage, Michigan residents turn to the expertise of Gem Home Loans on a regular basis. Find out why by calling (248) 780-1030 or contacting us online.