You’ll be amazed at just how easy it can be to get a 30-year mortgage in Royal Oak, Michigan when you turn to the experts with Gem Home Loans. We have years of experience – and a lot of industry contacts – that we’ve put into use for thousands of people across the state. We’ll make sure you have the right mortgage that fits your needs, because we firmly believe in working in our customers’ best interests at all times.

30-Year Mortgage Royal Oak MichiganGem Home Loans is staffed with caring professionals who don’t try to push a certain type of mortgage. We know that everyone is different, and we provide our services with that in mind. Some companies try to fit their clients into a preconceived box of sorts, because they have a quota to meet. Since we’re completely independent, you’ll never have to worry about us playing any of those games.

Why Gem Home Loans?

Whether you’re going through it for the first time or you’re a seasoned vet, the process of buying a home should be an exciting experience. Unfortunately, the fact is that it can be an incredibly stressful time, filled with worry and frustration. Some lenders make this situation even worse, by trying to force people to accept a mortgage that might not be right for them.

Gem Home Loans doesn’t work that way, because we care more about our customers than boosting our bottom line. Sure, making a profit is important, as it is with every other business. But we won’t sacrifice your peace of mind just so we can make a few extra bucks.

Here are just some of the reasons people throughout the area keep coming back to us time after time.

  • Flexibility – For some people, a 30-year mortgage is the perfect option. Others will benefit from other options. We have a wide variety of lending programs, and we’ll take the time to make sure your program fits your budget.
  • Trustworthiness – You can rest assured that when you work with Gem, we’ll make you our top priority. Each and every experts on our team is passionate about helping our customers get into the home of their dreams. But we won’t sacrifice your future economic well being to do so. We will carefully explain all of your options so you can make the most well informed decision possible.
  • Great rates – Since we work with many different investors, we will be able to find you the most affordable mortgage at the best possible rate.

What You Need to Know About a 30-Year Mortgage

A 30-year mortgage comes with a fixed interest rate. It’s extremely popular, because most people find this type of mortgage fits best with their budget. You won’t have to deal with any surprises due to changing interest rates, and you’ll typically know how much you’ll be paying each and every month.

Compared to a 10- or 15-year loan, a 30-year mortgage offers much lower payments, since you spread them out over a longer period of time. You’ll pay more in interest, but, for many people, that lower payments far outweigh that concern.

Get in Touch to Find Out More

Talk to a Gem Home Loans professional to see if a 30-year mortgage in Royal Oak, Michigan will be the best option. Contact us online or call (248) 780-1030.