If you’re looking for the best mortgage company in Beverly Hills, Michigan, we believe you’ve found it in Gem Home Loans. Anyone can claim to be the best, but we have a long line of clients who will vouch for us. Why is this the case? While others in our business focus on dollar signs, we focus on people. Our experts are passionate about making sure our clients find the best possible match when it comes to a home loan – we don’t try to influence them into accepting a loan just because it will make us a fat commission.

What to Expect

Best Mortgage Company Beverly Hills, MichiganIf you’ve ever worked with big banks or other lenders in the past, you probably know just how impersonal they can be. They’ll seem like they’re working in your best interests, only to disappear when you need them the most. Gem Home Loans isn’t like that. When you work with one of our team members, that person will be accessible, answering any of your questions or addressing any of your concerns.

Education is key when it comes to making one of the most important decisions of your life. That’s why we carefully spell out all our clients’ loan options. When you have a good idea of your choices, you can be confident in your final decision. That’s what we make sure happens with everyone who puts their trust in Gem Home Loans.

Here are just some of the ways we make life a lot easier for the people we serve.

  • The loan application – Once we schedule a loan consultation with you, we’ll have your credit report. Since we’ll know where you stand, we’ll be in the perfect position to spell out all of the advantages and disadvantages of the various programs for which you qualify. Then, we’ll make our recommendations based on the programs we feel are right for your specific financial situation.
  • Taking care of the paperwork – After you decide the program you want to pursue, we’ll take care of all the documentation associated with it. We can also handle any title work or appraisals that might be needed.
  • The final step – When you’re approved, we’ll take care of one last review to make sure everything is 100 percent correct and complete. We’ll record all of the documents, and take care of the notary signing as well.

What We Offer

Gem Home Loans works with dozens of investors. As a result, we can help you explore many more options than you might find through other mortgage companies. When you choose us, we’ll do the shopping around for you to find the lowest interest rate possible, and the best possible terms. These are just a few of the different types of loans we offer:

  • ARMs – An adjustable-rate mortgage, as the name implies, is a mortgage with a flexible interest rate. You’ll save a lot of money when rates are low, but you’ll also pay a lot when they jump.
  • 15- and 30-year mortgages – A 15-year mortgage could be perfect, if you can afford the higher monthly mortgage payment. A 30-year mortgage is more popular, because it offers a lower payment.
  • VA loans – Backed by the U.S. government, VA loans offer incredible benefits for those who are either currently deployed in a branch of the military, or have served previously.

We welcome the chance to prove why Gem Home Loans is the best mortgage company in Beverly Hills, Michigan. See for yourself by calling 248-780-0601 or contacting us online.