You might not think it would be easy to obtain a 30-year mortgage from most mortgage brokers in Clinton Township, Michigan. But Gem Home Loans isn’t your average mortgage company. We’re committed to making getting a loan as easy as possible for our clients. Thousands of people across the state of Michigan will tell you that we always work in our clients’ best interests. There’s an excellent chance we’ll be able to do the same for you.

Mortgage Brokers Clinton Township, MichiganMany brokers will only direct clients toward certain types of loans, even though they know they have high interest rates. The only thing on their mind is boosting profits as high as possible. At Gem Home Loans, we’ve seen that approach for years. Frankly, we can’t stand it. We’re in the business of making people’s home ownership dreams come true – not just making a sales quota. That’s why we never put our clients through any of that foolishness.

Other Reasons to Choose Gem Home Loans

It doesn’t matter whether you’re purchasing your fifth home or your first. We believe that buying a home should be an enjoyable experience. In many instances, however, that’s not the case. Prospective home buyers typically go through a lot of stress and uncertainty.

Gem Home Loans experts do whatever we can to take all of that out of the equation. We will always explain all of your options in clear, easy-to-understand language to make the decision that’s right for you and your family.

People turn to us repeatedly when buying a new home. These are just a few of the reasons why this happens.

  • We’re honest about what kind of loan will suit a client. You might be a great candidate for a 30-year mortgage. You might be better off with a 15-year loan since you have enough to be able to swing a larger monthly payment. A government-backed loan may be the way to go because you don’t have money for a large down payment, and your credit score could use a boost.
  • Because we’re honest, people trust us. Of course, we would love to help you get into the home of your dreams. But in some instances, a client might need to temper their expectations and start with a smaller home. We’ll never try to sacrifice your financial future by recommending a loan we know you can’t afford at this time.
  • Also, we work with dozens of investors, and these investors offer hundreds of different loan programs. We’ll find the best fit for your specific financial situation with an affordable interest rate.

Is a 30-Year Mortgage a Good Idea?

If you like certainty, meaning you want to know how much you’ll be paying each month, then a 30-year fixed-rate mortgage might be the perfect loan for you. You won’t have to deal with any surprises. Talk to us, and we can tell you much, much more.

The mortgage brokers with Gem Home Loans that serve Clinton Township, Michigan, are standing by to help. You can use our online contact form to get in touch or call (248) 780-1030.