There are quite a few mortgage companies in Madison Heights, Michigan, so how do you go about choosing the right one? We think it’s easy – just choose Gem Home Loans. Whether you’re refinancing, renovating, or building or buying a new home, we’ll always work in your best interests. You can’t say the same thing about a lot of mortgage companies.

We Truly Care

Mortgage Companies Madison Heights MichiganGem Home Loans will provide you with personalized attention that you might not expect – especially not from a company in the mortgage business. One of the reasons we started this company is that we know how others in this field operate.

To many in our industry, clients are basically stepping stones to huge commissions. This means that even if a certain type of loan isn’t right for a client, a mortgage company will try to push it anyway. It really doesn’t matter if that client is being set up for a loan they’ll have a hard time paying. The company received their commission once the loan closed, and that’s all that matters.

Often, clients have no idea what they’re getting into. It’s not until later that they realize they’ve made a huge mistake – and they can’t do anything to change the situation.

When you work with Gem Home Loans, that will never be a concern. We’re in business to make a profit, of course, but we’re also in business to help the people we serve. If you want to pursue a certain type of loan, and we feel the payment terms will be too much for you to comfortably handle, we’ll give you our honest opinion.

We work with dozens of lenders, and they all compete to make our clients the best possible deal they can offer. There’s a very good chance we’ll be able to find you a program that will not only fit your needs, but will also fit your budget.

What to Expect

When you work with us, we’ll first want to find out as much as we can about your financial situation. We’re not trying to be intrusive in any way. We just want the best possible picture so that we can shop for the best possible program on your behalf. After we do that, here’s a brief look at what we’ll do next.

  • We’ll help you apply for a loan by spelling out the advantages and drawbacks of various programs we believe you’d be able to qualify for.
  • We’ll take care of all the paperwork associated with the underwriting process and everything else. If title work is needed, we’ll handle it. If an appraisal is needed, we’ll set it up for you.
  • If you’re wanting to purchase a home, we’ll make sure everything is correct with your loan by performing a detailed final review. We’ll also take care of recording the documents as well as signing by a notary.

Learn more about what sets Gem Home Loans apart from other mortgage companies in Madison Heights Michigan by calling (248) 780-1030 or using our online form.