If you’re looking for a mortgage company in Brighton, Michigan that will always look out for your best interests, you’ve found it. Gem Home Loans has been the go-to company for home buyers all across the state for a long time. We’re ready to help, whether you’re planning a home remodel, you want to refinance, or you’re looking for a new house. You’ll be able to count on use to find the best loan at the best rates, with a monthly payment you can afford.

Personal Attention

15 Year Home Loans RochesterOur professionals know how a lot of banks and other mortgage companies work. They routinely look at clients as nothing more than dollar signs – a means to an end. That end is making a huge commission, and increasing profits.

How do they go about doing this? They work really hard to convince a home buyer to accept a specific type of loan. Never mind that the loan will result in years of financial hardship, because the interest rate is so high, or the monthly payment is way too expensive. Those companies will press and press until the client finally agrees to sign on the bottom line. Then, they send that client out of the door and works to find a new one.

We truly hate that approach. In fact, it’s one of the main reasons we started Gem Home Loans in the first place. Our professionals are not only experts in the Brighton housing market (as well as the rest of the state), we take the time to fully explain all of a customer’s options. We never talk down to anyone, of course – but we make sure that our clients know all of the pros and cons of the various loan programs we offer.

If we feel that you will be able to afford a certain type of loan, we’ll be happy to recommend it. If we think you’ll be better off pursuing another option, we’ll tell you that as well. Once you agree, we’ll take care of all the heavy lifting so that you can start to get excited about the next chapter in your life. Here are just a few of the ways we’ll do that.

  • We’ll grab your credit reports and schedule an initial consultation. This will give us the information we need to make the best possible recommendations.
  • After you choose the loan you want to pursue, we’ll handle all of the processing and underwriting paperwork. We can take care of any title work that may be needed, and also arrange an appraisal if necessary.
  • Finally, we’ll be there to take care of the approval and closing processes. We’ll perform a detailed review to ensure that all of the proper steps have been properly taken, record all relevant documents, and also handle the notary signing.

Whether you’re looking for a 15-year fixed rate mortgage, a 30-year adjustable rate mortgage, a loan renovation or just about anything else, you’ll always be able to turn to Gem Home Loans with complete confidence.

Let Us Tell You More

The experts with Gem Home Loans would love to show you why you’ll want to work with our mortgage company in Brighton, Michigan for years to come. Give us a call at (248) 780-1030, or use our online contact form to get in touch.