The average mortgage company in Midland, Michigan cares more about what’s right for their bottom line than what’s truly best for their clients. That makes Gem Home Loans anything but average. Our professionals are passionate about putting our clients in the very best financial position possible. We want buying a home to be an exciting experience, not one that will lead to feelings of regret and dread. When you work with us, that’s exactly what we will strive to do – we’ll work extremely hard to take away the stress and confusion that can, unfortunately, be part of the process.

Unmatched Personal Service

Mortgage Company Midland, MichiganHave you worked with mortgage companies before? Did it seem that the person you talked to viewed you as an imposition? Even worse, did it feel they only looked at you as a dollar sign? The hard truth is that’s how far too many mortgage providers work. The only thing they care about is making a profit – a huge profit. If that means putting someone in a loan they really can’t handle, so be it.

We can’t stand it when companies do this – and we’ve seen it for far too long. It’s actually the main reason Gem Home Loans began in the first place. We’re experts at what we do – we know the Michigan housing market in and out. But we also care enough to carefully explain a client’s options. If we feel that a loan will be a good fit for you, we’ll tell you. If we don’t, we’ll tell you that as well. We want you and your family to be happy and financially sound for decades to come.

What to Expect

You might be wondering how we work. Here’s a little information to give you an idea of what will typically happen when a client turns to us for the first time.

  • We’ll schedule an initial consultation at a time that’s convenient for you. Before the day arrives, we’ll have pulled your credit reports. That way, we’ll know which types of programs will very likely work the best for you.
  • Then, we’ll spell out the pros and cons of some of the programs that you’ll likely be approved for – without trying to steer you in any certain direction. We’ll give you the information you need to make the best-educated decision, but we won’t make that choice for you.
  • Once you decide which loan you want, we’ll handle everything – all of the underwriting, and all of the processing. There’s a ton of paperwork that needs to be completed, but you shouldn’t have to deal with that hassle.
  • If an appraisal is needed, we’ll arrange it, as well as taking care of any necessary title work.
  • When the big day comes, we’ll be with you to handle every step of both the approval and closing process. First, though, we’ll take a magnifying glass to the loan to ensure that every detail has been handled properly. We’ll provide the notary signing, and make sure all relevant documents have been accurately recorded.

Learn more about why you should choose Gem Home Loans as your mortgage company in Midland, Michigan. You can use our convenient online contact form whenever you like, or you can give us a call at (248) 780-1030. We look forward to hearing from you.