What makes Gem Home Loans one of the top mortgage brokers in Michigan? Probably the biggest reason is that we’re different from the average broker. We’re independent, which is important because we don’t have to try to push clients into taking a certain type of loan. We can shop around on behalf of our clients, helping them find the absolute best loan for their specific situation.

Why Independent Brokers are Better

Top Mortgage Brokers in MichiganA mortgage broker acts as a middleman between a bank or other type of lender and a borrower. The biggest banks and lenders, on the other hand, work directly with borrowers. There are a lot of people who simply assume they should work with the bank where they already have their checking and savings accounts.

When they do this, though, they’re really shortchanging themselves. This is because they’ll be very, very limited in terms of their options. The bank or lender will have a vested interest in trying to sell clients on a certain type of loan – because they make a ton of money doing just that.

Gem Home Loans and other independent brokers don’t work that way. We can shop around on behalf of a client. As a matter of fact, Gem Home Loans is actually an even better choice than other independent brokers, because we have relationships with dozens of investors. As a result, we can find the best loans at the best rates.

We also offer other types of loans that the “big boys” don’t. Many of those huge companies don’t even offer government loans, such as VA and FHA loans. But we do. If you have problems qualifying for a conventional loan, due to a low credit score or some other type of issue, a big bank will ignore you, or kindly show you to the door. Gem Home Loans, on the other hand, will take the time to work with you, and help you find a program that will help you get into the home you want.

Personal Attention and Other Advantages

As you might already have gathered, the personal touch you get from Gem Home Loans is one of the biggest reasons why you should turn with us. We’ll look at you as a person, one with real dreams and real goals. Big banks will look at you as a number – just another stepping stone to making a huge quarterly profit.

With impersonal banks and lenders, you might speak with an agent once, when you first submit your application. After that, who knows? That agent will probably be long gone, trying to get other applicants. If you have any questions or concerns, you could find it almost impossible to speak with a real person. You could very well have to go through a frustrating call center maze.

That won’t happen when you work with Gem Home Loans. You’ll be helped by a true expert who wants to make sure you’re completely satisfied. We’ll keep you updated through every part of the qualification process, and we’ll be here when you need us the most.

Find out for yourself why Gem Home Loans has a team of the top mortgage brokers in Michigan. Once you work with us, you’ll never want to work with another broker again. Call (248) 780-1030 or use our online form to learn more.