Just like any sort of loan, you should always do your homework before getting a VA home loan in Rochester, Michigan. At Gem Home Loans, we want to make sure all of our clients are completely educated before they sign on the dotted line. You can rest assured that we will take the time to go over all of the benefits and potential disadvantages of making this sort of important financial decision. We want you to be completely happy with the choices you eventually make, and we’ll do everything we can to make sure that happens.
A VA loan can be a perfect alternative to conventional financing if you’ve served in a branch of the U.S. Armed Forces. You’ll receive special terms, and you might find it to be a great deal more affordable than other lending options. Here are just a few of the reasons why you should consider getting a VA loan.
Does this mean that a VA loan is for everyone? In many cases, a VA home loan is a great choice. There could be other instances, however, where another type of loan option is better. At Gem Home Loans, we never try to force any of our clients to go in any particular direction. We explain all of the available options, and then recommend the best one for a person’s specific situation.
There are a lot of factors that go into determining whether or not someone will qualify for a VA loan. These include the length of time you served, or the length of your current service commitment. The character of your service, as well as your duty status, can also play a role in determining your eligibility.
If it turns out that you are eligible for a VA home loan, it will be up to you to choose whether you want to go this route or you’d rather pursue a traditional financing option. Again, we will be with you every step of the way to help you make the best possible decision.
VA loans have been around since the 1940s, but there are still some misperceptions that exist. For example, many vets think they can only use a VA home loan the first time, but that’s not the case. A lot of people also think that the benefits expire. In fact, they stay in place even if you served 10, 20, 30 years ago or more.
We want to help you get a VA home loan in Rochester, Michigan – as long as it’s right for you. Call us today at (248) 780-1030 or use our convenient online form to get in touch.