Experts Think Stable Credit Will Result In Higher Demand

By: Gem Home Loans

Each quarter, Fannie Mae asks senior mortgage executives for their views on the upcoming mortgage market. Their Mortgage Lender Sentiment Survey can be a good predictor of what’s ahead...

Read More

Millennials Prefer Shopping Online

By: Gem Home Loans

Traditionally, before you make an offer on a house, you go see it in person. After all, buying a home is a major financial transaction. You wouldn’t want to...

Read More

Median Down Payments Reach New Heights

By: Gem Home Loans

To buy a house, you need to make a down payment. But how much of a down payment you decide to make depends on a lot of factors, including...

Read More

A Swing Back To Urban Neighborhoods?

By: Gem Home Loans

The coronavirus caused a shift in home buying preferences. Mitigation efforts led to more Americans working from home, which then caused buyers to look for houses in areas where...

Read More

Mortgage Rates Still Key In Making Homes Affordable

By: Gem Home Loans

If you’re trying to figure out whether or not you can afford something, you typically only have to consider its price. Buying a home, however, is a bit more...

Read More

New High For Homeowners Contract Signings

By: Gem Home Loans

When a home seller accepts an offer and a contract to buy is signed, that home’s sale is considered pending until it closes weeks later. Because of the gap...

Read More

When Will The Hot Housing Marketing Cool?

By: Gem Home Loans

High buyer demand and low for-sale inventory have made for a hot housing market. Homes are selling quickly and buyers are having to compete for available listings. But, according...

Read More

Home Prices Hit Decade High

By: Gem Home Loans

The S&P Case-Shiller Home Price Indices has collected home price data for the past 30 years and is considered among the leading measures of U.S. home values. Their most...

Read More